Product: Loan Depot Loan Refinance Clear all filters (33 of 33 reviews match)
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We were contacted on a cold call to refinance our home. Pre-screening was done and salesman said we qualified for the FHA fixed mortgage. In order to lock in and the rate we needed to put the Appraisal Fee ($325) up front and that the fee would be refunded to us at...
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Anonymous
Betty Wright 1

Seems like a lack of communication from one department to another and posting money anywhere not to be found in the right place so sorry I made this move with them never again...

1.4
Product
Loan Depot Loan Refinance
I didn't like
  • Dishonest loan practices
  • Fraudulent practices
  • Broken promises
#1215992
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$4000, under what I thought, Got the phone call today, being that I was in Texas I couldn't get the rebate. Don't get your hopes up. Don't throw your hard earned cash at them. In the end, you get "We are out of money to". Go another direction for refinance or equity loan...
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1.0
Product
Loan Depot Loan Refinance
I liked
  • Impressed with the ability to lie
I didn't like
  • That they lied
#1214452
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Applied for a home refinance to combine two loans and lower the interest. Everthing went well at first. I think it was end of july when application was filed. I was ask for documents which I provided . Then as time when by more documents and more document of which had...
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Product
Loan Depot Loan Refinance
#1200896
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I TRIED TO GET A REFINANCE WITH LOAN DEPOT BECAUSE MY CREDIT SCORE WAS 593 THEY HAD THE NEVER TO TELL ME THAT IN ORDER TO GET RID OF THE MIP THAT MY CREDIT SCORE WOULD HAVE TO BE 620 AND SINCE I WOULD BE PAYING OFF MY CREDITORS WITH THE CASH OUT, THEN MY CREDIT SCORE...
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Anonymous
Donald

Same old story here... Loan depot is bad

Product
Loan Depot Loan Refinance
#1193235
Reply to reviews
It took 3 months to refinance my home, it was the most difficult and stressful application I have ever experienced. I was told I would get a certain fixed interest rate at a converntional loan, then they come back at the last minute and tell me that I don’t qualify...
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Product
Loan Depot Loan Refinance
#1174194
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I started my first loan in October and they ended up backing out of that loan then they called me again a different person from loan depot and I started the loan application again but they just kept wanting more and more proof and documents that I had already sent so I...
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2.1
Product
Loan Depot Loan Refinance
#1169366
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Smooth & easy setup but in the end, I hate the changing rate (always increases).After closing i see the "services customer didnt shop around for." I probably could have saved $1,000. Maybe. Of course, that comes with the headache of pitting banks against each other-...
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4.1
Product
Loan Depot Loan Refinance
#1148651
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We refinanced with loan depot and it was a relly bad they did not pay of all of the loan when we refinanced and we had to come up with 1543 to finich the pay off witch should of been payed in full we are both disabled and we had to make to payments in 1 month 1 to our...
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1.0
Product
Loan Depot Loan Refinance
#1146116
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The loan app was fairly straightforward. The telephone reps were polite albeit a bit anxious. "We'll close your loan in 29 days or less" they said. Then the "high authority" aka the underwriter got into the picture. I'm a Calif. attorney and this underwriter was...
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1.0
Product
Loan Depot Loan Refinance
#1136745
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Prior to being with loan depot I bought a home and also an investment property. I have been a homeowner for 16 years and refinanced many times and know the process. LoanDepot will give you zero communication except to collect your money. I believe they’re in collusion...
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Anonymous
Tom

Why would you pay for an appraisal before the deal was closed?

1.0
Product
Loan Depot Loan Refinance
#1127346
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