Loan Depot Loan Refinance Reviews

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After speaking with the Loan Depot representative about our options we applied for an 85% LTV refinance loan and paid $450 for an appraisal. Then was told the 85% LTV loan is not available in our county for loans in the amount that we needed. WHAT?!?!?!? How do you not know that before you talk us into applying? We were also promised other things, such as if the appraisal came in low they would have a second one done at their expense. Of course,...
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I didn't like
  • Dishonest sales tactics
#960436
I sent my best loan estimate to him as an e-mail attachment. The next day he was short and to the point (which I appreciated!) - He would beat the competitive offer by and save me over $2,000 in loan costs. I was skeptical, but since I already had all the financial docs scanned into my laptop for the other loan, I uploaded them all to the LoanDepot secure upload site to see what would happen. Al stepped me through it in real time and...
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4.6
I liked
  • Al and scott made it happen for me
#940018
I was contacted by an Alejandro to refinance my loan. I was promised a 3.375 rate with no points or hand jobs. Once the appraisal was ordered I was told the rate is now 3.5% with hand jobs. This is not what was promised. After I threatened to go with Quicken, Alejandro then sent me pictures of his genitalia and I was then okay with the higher rates and the hand jobs. All in all it was a okay experience except for the hand job with the sand paper.
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2.0
I liked
  • Handjobs
I didn't like
  • Sandpaper used for the handjobs
#939647