They say that pulling your credit to find a rate won't hurt your score because you are shopping for a home loan. Wrong, my credit dropped 30 points the day they pulled my credit.
Don't deal with these guys. Even if you decide to do business with them your credit score will go down. They pull one credit bureau to see if you qualify for further discussion, then they pull all three, meaning the one they pulled first gets pulled again.
two hard pulls in a short time negatively affects your credit. Go elsewhere you will get better service and not have your credit scores hurt.
Product or Service Mentioned: Loan Depot Customer Care.
Reason of review: Bad quality.
Preferred solution: they need to get in touch with the credit bureaus and eliminate the unauthorized credit pulls from my record..
I liked: Hanging up the phone.
I didn't like: Way they dinged my credit scores.